Privacy Policy
Privacy Policy
Drive Solar Financial Services Ltd.
Effective Date: April 2026
Drive Solar Financial Services Ltd. (“DSFS,” “we,” “our,” or “us”) is committed to protecting the privacy, confidentiality, and security of all personal and business information submitted through our website, referral channels, investor-eligibility processes, and related communications.
We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy requirements. Our data processing and security practices are governed by the laws of the Province of Ontario and the federal laws of Canada.
This Privacy Policy explains how we collect, use, store, disclose, and protect information submitted by prospective business partners, investor applicants, borrowers, and other individuals who interact with DSFS.
1. Information We Collect
DSFS collects only the information required for legitimate business operations, including clean-energy project financing assessment, investor eligibility verification, loan origination, portfolio management, and regulatory compliance.
A) Business and Borrower Referral Information
Submitted by companies or individuals introducing a business or project seeking funding. May include:
- Company name, contact details, and organizational structure
- Operational, financial, or project-related summaries
- Solar or clean-energy installation specifications and site details
- Product, market, or technology information
- Referral contact details
A referral does not constitute an application for financing, and approval is never guaranteed.
B) Investor Information Request and Eligibility Review
Submitted by individuals or entities requesting access to investment materials through our Information Request Form and subsequent eligibility review. May include:
- Name, residency, and contact details
- Investor classification (e.g., accredited investor, eligible investor)
- Eligibility information required under applicable securities regulations
- Responses to questions regarding income, financial assets, or net worth (for exemption determination only)
- Confirmations required to determine eligibility under applicable exemptions
C) Investment Documentation Preparation
Information used to prepare and deliver regulated investment documentation after eligibility has been confirmed. May include:
- Full legal name
- Entity details (if subscribing through a corporation, trust, or registered account such as RRSP, TFSA, or RRIF)
- Contact information
- Subscription selections (e.g., Series A Green Bond and/or Class D Participating Share allocations)
- Regulatory acknowledgments or confirmations required under securities law
Sensitive financial questions (income, net assets) are collected only during the eligibility review, not during subscription-package preparation.
D) Loan and Project Financing Information
Submitted by borrowers or project sponsors seeking clean-energy financing. May include:
- Business financial statements and credit information
- Project specifications, permits, and installation details
- Property and site information
- Insurance documentation
- Government incentive or rebate program details
This information is used solely for underwriting, credit assessment, loan origination, and portfolio management purposes.
E) General Communications
Any correspondence voluntarily submitted via our website, email, telephone, or direct outreach.
F) Information We Do Not Collect
DSFS does not collect:
- Banking details, credit card numbers, or payment information through our website
- Social Insurance Numbers (SINs) at any stage of the investor-intake process
Any banking or payment information required for investment funding or loan disbursement is collected through secure, separate channels with appropriate safeguards.
2. How Information Is Used
DSFS uses information strictly for operational and regulatory purposes, including:
- Assessing clean-energy project financing opportunities
- Underwriting and originating loans secured by solar and renewable-energy assets
- Determining investor eligibility under securities-law exemptions
- Preparing and delivering investment documentation
- Managing investor relations and portfolio reporting
- Fulfilling compliance, reporting, audit, or regulatory obligations
- Communicating updates related to DSFS operations, fund performance, or material developments
- Administering registered-account investments (RRSP, TFSA, RRIF) where applicable
DSFS does not sell, lease, or distribute personal information for marketing or unrelated commercial purposes.
3. Consent
By submitting information through our website, forms, or direct communications, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. You may withdraw consent at any time by contacting us, subject to legal or contractual restrictions. Withdrawal of consent may affect our ability to provide certain services or process your investment or financing application.
4. Data Protection
We maintain industry-standard administrative, technical, and physical safeguards to protect all information submitted to us. Safeguards include:
- Secure, access-restricted servers and cloud infrastructure
- Encryption of data in transit and at rest where applicable
- Restricted access for authorized personnel only, on a need-to-know basis
- Confidentiality requirements for all employees, contractors, and service providers
- Regular security assessments, monitoring, and controls to prevent unauthorized access, alteration, misuse, or disclosure
- Incident response procedures for potential data breaches
5. Disclosure to Third Parties
DSFS may disclose information only when necessary and only to:
- Legal or regulatory authorities (when required by law or regulation)
- Auditors and compliance professionals
- Legal counsel
- Independent consultants involved in capital assessment, credit analysis, or due diligence
- Trusted service providers supporting administrative, operational, or technology processes
- Registered-account trustees or custodians (for RRSP, TFSA, RRIF investments)
- Loan servicers, insurers, or co-lenders involved in project financing
All disclosures are minimal, confidential, and strictly limited to operational or regulatory necessity. We do not disclose information for advertising, remarketing, or unrelated commercial use.
6. Retention of Information
Information is retained only for as long as necessary to fulfill the purposes for which it was collected and to meet financial, tax, securities-law, and lending-regulation retention requirements. After retention periods expire, information is securely deleted or anonymized in accordance with our data-retention schedule.
7. Cookies and Website Data
DSFS uses minimal cookies solely for:
- Secure site functionality
- Anonymous performance analytics
We do not use:
- Advertising cookies
- Behavioral tracking
- Remarketing pixels
- Third-party marketing cookies
Users may disable cookies through their browser settings; however, disabling essential cookies may affect site performance or access to certain features.
8. Your Rights
Under PIPEDA and applicable provincial legislation, you have the right to:
- Request access to your personal information held by DSFS
- Request correction of inaccurate or incomplete personal information
- Request deletion of your personal information (subject to legal and regulatory retention requirements)
- Withdraw consent to certain uses of your personal information
Requests may be submitted to: privacy@drivesolarfinancial.ca
We will respond to access and correction requests within 30 days, or as otherwise required by applicable law.
9. Cross-Border Data Transfers
DSFS primarily stores and processes personal information in Canada. In the event that personal information is transferred to, or accessed from, a jurisdiction outside of Canada (for example, through cloud-service providers), we ensure that appropriate contractual and technical safeguards are in place to provide a comparable level of protection.
10. Data Breach Notification
In the event of a breach of security safeguards involving personal information that creates a real risk of significant harm, DSFS will notify affected individuals and the Office of the Privacy Commissioner of Canada as required under PIPEDA. We will also take all reasonable steps to reduce the risk of harm resulting from the breach.
11. Updates to This Policy
DSFS may update this Privacy Policy from time to time to reflect operational, regulatory, or legal changes. The most current version will always be available on our website. Where material changes are made, we will take reasonable steps to notify affected individuals.
12. Contact
For privacy, compliance, or legal inquiries, please contact:
Drive Solar Financial Services Ltd.
Email: info@drive-solar.com
Privacy Inquiries: privacy@drive-solar.com
